DFB40's all my paperwork and training is finally complete, so we now embark on the longest part of the debt free by 40 (DFB40) journey, but before I move along to quickly let me bring you up to speed on my progress.  All the numbers are in and were looking at digging out of $74,000 worth of debt in the next 5 years.  As Dave Ramsey would say "debt free except for the house" and if I did not post it before I am putting Dave's Money Makeover to the test in digging myself out of debt.  So now I embark on working two jobs full time for the next 5 years. Personal time will be limited but I made a public announcement to keep myself accountable and to make sure I keep accurate journal for me to look back on how far I have come.  Talk to you guys next week have a great weekend.